Pre-bind controls for P&C insurance
Catch the Bad Bind Before Coverage Goes Out the Door
BindGuard checks every submission against carrier appetite, delegated authority, required forms and open subjectivities in the moments before a policy is bound. Underwriters keep their speed. Everyone keeps a clean file.
Built for carriers, MGAs and agencies. Works alongside your existing rating and policy systems.
Why BindGuard
Most coverage mistakes happen in the last five minutes.
Quoting gets the attention. Binding gets rushed. That is where a policy goes out outside appetite, on the wrong form, or over someone's authority, and nobody notices until a claim or an audit.
Outside appetite
Risks the carrier never agreed to write. Guidelines change quarterly and live in PDFs, so a class code or territory can slip through.
Over authority
Binds that exceed delegated limits. Exceeding a binding authority agreement is a contract breach, even when the risk itself is fine.
Loose ends
Signed applications, inspections and loss runs are promised at bind and then forgotten, leaving gaps the insured never knew about.
BindGuard puts a consistent check at the one moment where all of these can still be fixed in seconds.
Who We Serve
Built for everyone who carries bind risk
Insurance Companies
Support underwriting and risk assessment, including oversight of delegated business.
Insurance Brokers
Enhance client advisory services and confirm that placed coverage matches what was promised.
Enterprises
Review insurance adequacy across locations and keep certificates and endorsements in order.
Find coverage gaps before they find you.
Request a demo or join our 60-day pilot program.